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Counterfeiting has become increasingly prevalent, making it crucial for individuals and businesses to be vigilant when handling cash transactions. One of the most commonly counterfeited denominations is the $100 bill, given its high value and widespread circulation. Whether you are a cashier, business owner, or simply someone who wants to avoid falling victim to counterfeit currency, learning how to check the authenticity of a $100 bill is essential. By familiarizing yourself with a few simple but effective techniques, you can ensure that every bill you come across is genuine, thereby protecting yourself and those around you from financial loss. In this guide, we will explore various methods to check the legitimacy of a $100 bill, equipping you with the knowledge and skills necessary to detect counterfeit money quickly and confidently.
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The U.S. Treasury Department uses a variety of security features to combat counterfeiting. There are nearly nine million dollars in counterfeit money circulating in the US. [1] XSource of Research After every decade, the $100 bill is redesigned, so the features you need to check will depend on the issue date of that note. Dollar bills of the 2009 series and newer contain more safety features. The $100 bill features a portrait of Benjamin Franklin in the front and Independence Hall in the back.
Steps
Check out the new banknotes (Series 2009 and later)
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- If the note is from the 2009 series, the serial number must begin with the letter J.
- If the note is in the 2009A series, the serial number must begin with the letter L. [2] XResearch Source
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- The 100 next to the ink tank will also change color like some older $100 bills.
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- If you hold the bill up to ultraviolet light, the thread emits a pink glow. [5] XResearch Sources
- You can buy a UV light to distinguish counterfeit money, which is a useful tool if your job often comes in contact with cash. People usually buy the AccuBanker D63 Compact lamp for about $50. [6] XResearch Sources
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- The ribbon is woven into the paper instead of glued on. So if you can peel off this ribbon, it’s fake.
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- You will also see “USA 100” printed around the white space containing the portrait. [10] XResearch Source
- The word “USA 100” also appears around the quill to the right of Franklin.
Checking old banknotes (series before 2009)
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- The regular $100 bill has been in circulation for 7 years now. As a result, most of the older notes have now been removed from circulation. But perhaps you have a few sheets left at home and can check the features on them.
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- However, the palpation method does not guarantee absolute accuracy. Professional counterfeiters will erase real money and overprint it.
- Fraudsters have a hard time making embossed ink, so the palpation method is suitable for initial inspection.
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- For example, from $100 issued between 1990-1996, “The United States of America” will appear on the outer edge of the portrait oval. [14] XResearch Source
- Notes issued between 1996-2013 have the word “USA100” appearing within the number 100 in the lower left corner. You’ll also see the words “The United States of America” on Franklin’s left lapel. [15] XResearch Source
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- You can buy a counterfeit money detector pen with UV light mounted on the pen cap for less than $10.
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- You can also go to the US Currency website to see images of older $100 bills.
Report counterfeit money
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- If they come to you by car, try to write down their license plate number. [23] XResearch Sources
- Remember that the person who gave you counterfeit money may not be a fraud, so don’t assume you have to arrest or do anything with them. Maybe they are completely innocent.
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- Remember not to store it with other bills. Instead, you must mark the envelope as “fake money” so it can be found quickly.
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- You can also call the Secret Service directly if you want. Information about the local Secret Service office is available at: https://www.secretservice.gov/contact/field-offices/. Enter your zip code.
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This article is co-authored by a team of editors and trained researchers who confirm the accuracy and completeness of the article.
The wikiHow Content Management team carefully monitors the work of editors to ensure that every article is up to a high standard of quality.
There are 17 references cited in this article that you can view at the bottom of the page.
This article has been viewed 94,330 times.
The U.S. Treasury Department uses a variety of security features to combat counterfeiting. There are nearly nine million dollars in counterfeit money circulating in the US. [1] XSource of Research After every decade, the $100 bill is redesigned, so the features you need to check will depend on the issue date of that note. Dollar bills of the 2009 series and newer contain more safety features. The $100 bill features a portrait of Benjamin Franklin in the front and Independence Hall in the back.
In conclusion, checking the authenticity of a $100 bill is a simple yet crucial task to ensure the safety of your financial transactions. By following the steps outlined in this guide, one can easily identify counterfeit bills and avoid falling victim to fraudulent activities. Remember to examine key features such as the watermark, security thread, color-shifting ink, and microprinting. Additionally, it is essential to compare the bill with a genuine one by using a reliable reference source. By being vigilant and thorough in your inspection, you can confidently accept or reject a $100 bill, ensuring the integrity and security of your monetary exchanges.
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